sindleio.info

More and more people today are choosing to live a frugal lifestyle. A frugal lifestyle is basically a cheaper way of living your life. Even though our economy is trying to rebound from a near recession, many people are finding that living frugally can save them more money than they ever thought imaginable.Many people believe that living frugally means they have to give up the life they are accustomed to living and begin to shop at thrift stores and outlet centers. Nothing could be further from the truth. Living frugally means that you have a better understanding of where your necessities lie and where your wants lie and you choose to live within those boundaries. If you are trying to decide if living frugally is right for you there are some basic tips to consider.First, you need to determine what your monthly expenses are. Most of us are spoiled to a certain lifestyle which is why most people are in the debt they are in. We have become accustomed to living above our means and few know what they actually spend each month. Making a monthly budget helps you stop the unnecessary spending.There are many budget sources out today that can give you helpful tips on budgeting and offer suggestions on ways to start living frugally. Although some of the tactics and methods you may not be accustom to, realize that you are doing this for the sake of saving yourself money, which means more money in your wallet and less stress trying to find your next dollar.Second, there are many different ways that you can save money on your utilities, clothes, groceries, etc… When looking at utilities some of the most popular and most effective methods are changing out your current light bulbs to fluorescent light bulbs. Although they might be a bit more pricy than your standard light bulb they will in the end save you money! For one they last longer than your average bulb but they also reduce the amount of energy that they use, which is where your savings really come into play!Another idea that you can use to cut down on your utility expenses is to take showers rather than taking a bath. Many people don’t realize how much water they are actually using by taking baths, if you don’t believe me; try your very own test to see for yourself.To save on groceries, clip coupons. Yes it is the craze today and there are many websites, newspapers and magazines that offer coupons. Also, check with your local stores to find out their sale cycles.Finally, to save on clothes buy out of season or buy from consignment shops. You will be surprised how much you can save when you buy clothes out of season and store them for the following season. Consignment shops are another valuable resource especially for kids clothes.So if you are ready to start living a frugal lifestyle start researching and finding the methods and strategies you need to use to create more money in your bank account and a better understanding of the necessities of life and the savings that you can make by alleviating a lot of wants. You will definitely thank yourself in the long run and save yourself a lot of money along the way just by converting your current lifestyle to a frugal one!

If you’re in the real estate business, you understand home inspections and the repair problems that unlicensed or inexperienced construction workers can create for you. I would like to point something out to anyone who buys and sells homes.You’re not really doing anyone any favors, by using construction repair professionals who don’t know what they’re doing. I don’t know how many times I run into a situation like this, because I’m the one that they call, after the original repairs fail.I’ve been working in the construction business for over 30 years, dealing with problems like these regularly. A homeowner calls me to repair termite damage, mold damage, water damage, wood rot and other items that a so-called construction professional didn’t repair properly or was forced to make the repairs as cheaply as possible.I know that this isn’t going to stop anyone from doing any types of home repairs as inexpensively as possible, but it should. When is enough going to be enough and people buying and selling homes, going to quit using so-called construction professionals, who really don’t have the knowledge to make the necessary repairs.I probably shouldn’t be saying anything, because these repairs usually lead to larger home repairs in the future. If someone chooses to patch a hole in the roof, but it isn’t done right and continues to leak, the new homeowner is probably going to be paying big bucks in the future. It’s not just going to be a roof leak anymore, this new home repair is going to have water damage, with the possibility of mold, structural damage and wood rot.I am saying something, because I’m tired of people taking advantage of other people who really don’t know better. If you’re really interested in helping your clients, buy and sell homes, don’t forget about future home repair costs for people buying these homes, especially if your clients are the ones selling them.

Automotive advertising agencies have been forced to take on additional responsibilities in today’s troubled economy. As the President of national network of independent affiliated automotive advertising agencies and the host of an auto industry social networking resource portal I recently promoted the 2010 NADA Convention on my blog talk radio show as a real world venue similar to the online resources that I rely on to listen and learn and contribute to so I can presume to teach.I consider the NADA convention as a must attend event for automotive advertising agencies, auto dealers, auto industry vendors and decision makers that regularly tune in to listen and learn from the auto industry experts regularly featured on various online resources. The NADA Convention is the real world version of online social networking communities focused on sharing best practices for the auto industry and a perfect platform to make new friends and connect with old ones in both the real and the virtual world.The NADA Convention is a means to stay ahead of the competition by learning about the new Internet technologies and applications being introduced by the vendors and speakers that will be featured at the convention. The 2010 NADA Convention is being held in Orlando, Florida this February 12th. through February 15th., 2010 at the Orlando Convention Center. Additional information on the convention is available at their site — NADA.Org — and their online pre-registration savings of $50 -$75 has been extended to January 27th., 2010. I strongly advise anyone seeking to survive in today’s consolidating auto industry to register before the deadline to take advantage of the discount with the confidence that your investment of your time and money will provide a R.O.I. that can’t be duplicated by any online auto industry-centric venue; including my own.My affiliated agencies are connected by a proprietary online communication/distribution system I developed in December of 2001. I designed the operating system that links this national network of independent businesses as a means to leverage the resources of the participating automotive advertising agencies, production partners and select vendors to allow them to compete with national automotive advertising agencies. The resulting savings in fixed and semi-variable expenses coupled with access to a wide variety of production and creative resources for the member agencies was made possible through their use of several online technologies that were developed to support the growing World Wide Web.I reference this history as evidence that I have practiced what I now preach. These same technologies must be applied to the internal processes of auto dealerships to allow them to survive in a consolidating auto industry. The combination of the resulting efficiencies realized in technology enhanced selling systems in brick and mortar auto dealerships integrated with their online showrooms, and the newly developing applications being applied by automotive advertising agencies to promote their auto dealer clients on the Internet, is the key to profitability today and survival tomorrow.The NADA Convention allows auto industry vendors to present new cutting edge applications to auto dealers and automotive advertising agencies who are anxious to gain an advantage over the competition. More importantly, in a consolidating auto industry auto dealers must sell more for less to satisfy budget conscious and better educated online car buyers and the technology being applied to sell vehicles on the Internet Super Highway is the way to do it in a scalable and cost effective manner!The blog talk radio station featured on my portal is another example of how a new technology platform can enhance the reach and performance of an automotive advertising agency in today’s Internet driven marketplace. I use various blog talk radio shows as an online communication system for my network to share best practices and new vendor applications with site visitors surfing the web to get the inside story on the auto industry. In addition, my shows attract new vendors anxious to tell their story to the decision makers who follow me on the World Wide Web which allows me to review cutting edge automotive advertising applications before competing agencies know that they exist.Several vendor clients of mine were discovered during their online reviews and most of them will be represented at the NADA Convention. Why? Because the NADA Convention is the perfect real world venue to launch new products and services and this year is no exception.Automotive advertising agencies know that they must apply cutting edge automotive advertising technologies to their online marketing plans that integrate with proven selling processes in their auto dealer clients’ real and virtual world showrooms but they don’t know where to find them. Online automotive advertising focused social networking sites provide an excellent filter to find the newest and the best but the NADA Convention is the place to see them all in one place and one time in an environment where the decision makers from both the automotive advertising agency and the vendor can sit across the table and work out the best deal for both. After all, what are friends for!